Test customer info
Please take note that the URL for test server has moved from https://test.netgiro.is/customer to https://customer.test.netgiro.is/.
https://customer.test.netgiro.is/
Test customer credentials
Customer 1 - Has unlimited credit for purchases
- SSN: 1111111119
- Password: meerko1
Customer 2 - Has NO credit (Good for testing an “error” result)
- SSN: 2222222229
- Password: daspass
GSM payment verification
To confirm a payment created with GSM number, you can login to the customer panel using the credentials for the Test customer as above.
*SSN for testing is 1111111119, GSM for testing is 8223281, AppCode can be generated here

Auto approved and auto declined GSM numbers
For testing payment requests without confirming them manually, the sandbox has two GSM numbers that resolve the request on their own:
| GSM | Result |
|---|---|
| 8111111 | Auto approved - the purchase goes through: it is booked on the test customer (SSN 1111111119), the loan is created, and the merchant gets the success callback and the success redirect. |
| 8222222 | Auto declined - the purchase is cancelled: the cart goes to canceled and the merchant gets the cancel callback and the cancel redirect, the same as when a customer rejects the request in the app. |
With these numbers you do not need to log in to the customer panel or the app to confirm the request - use them when you want to test the merchant side of both outcomes end to end.